Everything You Ever Needed to Know About Car Insurance

What's comprehensive car insurance?

Comprehensive car insurance covers you against both damage done to your car, and property damage caused by your car. Comprehensive car insurance covers your car for certain unforseen events such as accidents, theft, fire, storms and floods. 
However, not all car insurance companies cover you for the same things. To understand exactly what you are covered for, always read the Product Disclosure Statement issued by the Insurer, before choosing the right cover for you.

What things affect my car insurance premium?

Insurance companies use certain information to determine your car insurance premium. Things most car insurance companies consider include:
• Where you live
• What type of car you drive
• What options or accessories are on your vehicle
• What is your driving history
• What excess  you are willing to pay in the event of a claim

These factors, amongst other things, affect how much you pay for your car insurance.

How do I find the right car insurance for me?

While all car insurance companies consider these basics things about your car, only Youi car insurance asks questions to understand how you use your car.
Most car insurance companies assume that you drive to work every day and park in dangerous places. If this isn’t how you use your car, then you may be paying too much for your car insurance.

Youi car insurance asks questions that other companies assume. You may currently be paying for insurance that does not reflect your lifestyle, particularly if you:
• Work from home
• Are a stay at home parent
• Catch public transport to work
• Cycle or walk to work
• Park in a secure garage at work
• Drive only short distances to work
• Are retired

How is Youi car insurance different?

To understand how you use your car, Youi car insurance asks a few more questions than most other insurers. Youi wants to understand what you drive, where you live and importantly, where you drive to and where you park your car during the day. Then a car insurance premium is tailor made just for you.

You interested?
To find out if you can save money on your car insurance, click here for a Youi online car insurance quote. There's no obligation, just potential savings.

Thanks to Youi car insurance for sponsoring our insurance content.