What Does Your Car Insurance Cover?

Car insurance comes in many forms. Comprehensive car insurance is what the name suggests; detailed coverage for your car in the event of an accident, storm or other damaging event.

Youi comprehensive car insurance covers the following insured events:
• Fire damage to your car
• Theft of your car
• New car replacement
• Damage to your car from an accident
• Storm and flood damage to your car
• $20 million legal liability cover

Youi comprehensive car insurance also includes:
• Emergency accommodation, transport or repairs to your car if an insured event happens when you're more than 100km from home
• Towing and storage of your car after an insured event
• Cover for up to $20 million for your legal liability from claims arising from one insured event to cover damage to third party property caused by your car.

Youi comprehensive car insurance options include:
• Hire car costs after an accident
• Reduced excess if your windscreen needs replacing
• Coverage for in car sound systems installed after purchase
• Coverage for baby capsules and child booster seats
A full list of cover options is available during the online car insurance quote at Youi.

How is comprehensive car insurance different from CTP?
CTP or compulsory third party insurance is a legal requirement for every registered vehicle in Australia. In NSW CTP is known as a "Green Slip".

CTP insurance covers your passengers, other drivers, passengers in other cars, pedestrians, cyclists, motor cyclist and pillion passengers. It also covers any injuries caused through the use of a trailer.

Providers of CTP insurance vary from state to state. Check with your State transport department for more information about CTP insurers. CTP does not cover your car from insured events, for this you need comprehensive car insurance.

Youi comprehensive car insurance
Youi comprehensive car insurance provides you with great coverage of your car, yet it's different from other insurers. Find out how different by getting an online car online car insurance quote.