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What's a Green Slip and Do I Need One?

Confused about all the coloured pieces of paper you need when purchasing or registering a car?

Here's a simple rundown of what puts the ‘green' in green slip...Interestingly enough it's got nothing to do with anything, other than the colour of the paper it comes printed on!

 

Explanation

A CTP (Compulsory Third Party) Green Slip is a requirement for every registered motor vehicle in Australia. It protects you from legal liability for personal injury to any other party in the event of a personal injury claim. It does not cover any property damage.

In NSW Green Slips are purchased separately from comprehensive insurance (in some states this is incorporated into registration or comprehensive insurance costs).
Cover at a glance.

You will be covered Australia wide, 24 hours a day for:

  1. your passengers  

  2. other road users, such as drivers, passengers, pedestrians, cyclists, motor cyclists and pillion passengers

  3. injuries caused through the use of a trailer

What it doesn't cover you for
Damage to property including vehicles, or personal injury if you are the driver at fault.

What affects the cost of a CTP Green Slip?
Insurers will assess your risk factor according to things such as:

  1. your accident record

  2. the age of all regular drivers that drive your vehicle

  3. the age of your vehicle

  4. the type of vehicle

  5. comprehensive or third party insurance

  6. the purpose for which your vehicle is used

  7. if it's a renewal or a new Green Slip

What's it going to cost you?
Visit the Motor Accidents Authority (MAA) website to calculate how much ‘green' you are going to have to fork out for your CTP Green Slip.

Getting one.

Following is a breakdown by state requirements and providers to help you get one fast.

NSW

AAMI - 13 22 44
www.aami.com.au

Allianz - 1300 137 664
www.allianz.com.au  

GIO - 131 010
www.gio.com.au

NRMA Insurance - 132 132  
www.nrma.com.au

QBE - 1300 791 874
www.qbe.com.au

Zurich - 1800 811 099
www.zurich.com.au

WA
In Western Australia, the Insurance Commission of Western Australia is the only provider of Compulsory Third Party Insurance. (Policy details are on the back of your vehicle license).

SA
CTP Insurance premiums are included with South Australian car registration payments. The Motor Accident Commission provides this insurance and Allianz handles all enquiries and claims.

ACT
Called Third Party Insurance or TPI in the ACT, the TPI premium is included in your registration payment. NRMA Insurance manages TPI claims and in consultation with the ACT Government, TPI premiums.

NT
Registration charges include third party compulsory insurance. Available by visiting a motor registry.

VIC
Referred to as Transport Accident charges, compulsory third party insurance is payable at the time of registration (proceeds of which go to The Transport Accident Commission- TAC). 

TAS
Tasmania's compulsory third party no-fault motor accident insurance premiums are payable to the Registrar of Motor Vehicles.

QLD
Referred to as a CTP here, third party insurance is available through the following QLD CTP insurers:

Allianz Australia Insurance Ltd - 13 10 00
www.allianz.com.au

AAMI - 13 22 44
www.aami.com.au

Insurance Australia Limited (trading as NRMA Insurance) - 13 21 32  
http://www.nrma.com.au/pub/nrma/insurance/index.shtml

QBE Insurance (Australia) Limited - (07) 3031 8444
http://www.qbe.com/australia

RACQ Insurance Limited (trading as RACQ Insurance) - 13 19 05
http://www.racqinsurance.com.au

Suncorp Metway Insurance Limited - 13 11 60
www.suncorp.com.au/suncorp/insurance/personal/ctp.html

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